Albuhaira National Insurance Company

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Timings and Location

Our office timings are 8:00 AM to 1:30 PM ; 2:30 PM to 5:00 PM (Sunday to Thursay). Click here to find details and location map of our various Offices.

Marine Cargo

When goods are moved during the normal course of business, there is always a need for Marine Cargo Insurance. It covers the risks involved in transporting goods by Ocean Vessel, Aircraft, Barge, Rail, Truck or any other mode of transport.

Marine Cargo Insurance provides protection for goods being transported, indemnifying the Insured for physical loss or damage that results from an insured peril. The most important aspect of this type of insurance is that as an assignable document, title can be transferred from one party to another. With Cargo insurance, the person who arranges and buys the policy is not always the person entitled to claim in the event of a covered loss.

Who is a potential Marine Cargo Insurance customer?

Any person who has an insurable interest in a shipment, and who would suffer a financial loss should the cargo be damaged or destroyed or would benefit from the safe arrival of the cargo, has a need for Marine Cargo Insurance.

Entities most often involved in such business are:


  • Suppliers, Processors and Distributors
  • Manufacturers
  • Commodity Traders
  • Customs Brokers
  • Banks
  • Wholesalers & Retailers
  • Logistics & Project Managers
  • Airfreight Carriers
  • Importers & Exporters
  • Freight Forwarders
  • Multi-national Companies
  • Warehousemen
  • Trucking companies
  • Couriers
  • Logistics management firms


Receivers and shippers of goods who currently do not have a cargo policy, and rely on another party to insure the safe arrival of the product.

Policy/Form Highlights

A standard set of “Institute Clauses" is normally used to cover 'general cargo' which includes manufactured goods, machinery, hardware and most consumer goods. Coverage is subject to Institute Cargo Clauses A, B, & C. as well as Inland Transit clauses which covers risks during transportation over land. There are some other specialized covers for specific commodities, which are tailored to the specific trade. These clauses are known as the 'Trade Clauses'. We shall be happy to provide further details if required.

Coverage can be tailored to meet the unique individual needs of our clients

Download the forms here:-

1. Cargo Individual Proposal Form

2. Cargo Open Cover Proposal Form


Manager, Marine & Aviation

E-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Phone # +971 6 5174487 / +971 6 5174486 / +971 6 5174490
Fax # +971 6 5748855


E-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Phone # +971 6 5174486 / +971 6 5174487
Fax # +971 6 5748855

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Our track record has been consistently successfull, thanks to the increasing trust and confidence our clients have reposed in us. In an intensely competitive field, ABNIC has stood it ground by virtue of its financial soundness, stratergic positioning of its products and services to fulfil ever changing insurance needs.

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