Car Insurance in the UAE
Car insurance provides financial protection against third-party liability,
accidental vehicle damage and other insured risks. The available protection
depends on the selected policy, coverage limits, terms and exclusions.
Al Buhaira Insurance offers comprehensive and third-party liability car
insurance options for eligible vehicles in the UAE.
Types of Car Insurance:
The main car insurance options include:
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Third-Party Liability Insurance:
Covers legal liability for injury or damage caused to another person,
vehicle or property. It does not usually cover damage to the insured car.
-
Comprehensive Car Insurance:
May cover accidental damage to the insured vehicle together with
third-party liability, theft, fire and other insured risks, subject
to the policy terms.
What May Be Covered?
Depending on the selected policy, coverage may include:
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Accidental Damage:
Eligible loss of or damage to the insured vehicle following a covered
accident.
-
Third-Party Liability:
Eligible bodily injury or property damage caused to third parties.
-
Fire and Theft:
Loss or damage caused by fire, theft or attempted theft.
-
Optional Benefits:
Roadside assistance, personal accident cover, agency repair or geographical
extension may be available under selected policies.
How to Buy Car Insurance:
Follow these simple steps:
-
Provide Your Details:
Enter the vehicle owner’s personal, contact and driving information.
-
Enter the Vehicle Details:
Provide the vehicle’s make, model, year, registration details and
intended use.
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Select Your Coverage:
Choose comprehensive or third-party liability insurance.
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Review the Quotation:
Check the premium, excess, coverage, exclusions and optional benefits.
-
Complete the Purchase:
Submit the required documents, accept the policy terms and complete
the available payment process.
Documents Required:
You may need the following documents:
- Emirates ID
- Valid UAE driving licence
- Vehicle registration card
- Passport and residence visa copy, if required
- Vehicle inspection certificate, if required
- Previous insurance details, if available
How to Submit a Car Insurance Claim:
Follow these steps after an accident:
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Report the Accident:
Notify the relevant authority and obtain an official accident report.
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Contact Al Buhaira Insurance:
Submit a motor-claim request through the available claims channel.
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Provide the Documents:
Submit the accident report, driving licence, vehicle registration card
and policy details.
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Follow the Repair Instructions:
Take the vehicle to the repair facility advised by the claims team,
according to the policy and repair arrangement.
Why Choose Al Buhaira Insurance?
Here are some reasons to consider Al Buhaira Insurance:
-
Coverage Options:
Comprehensive and third-party liability options are available for
eligible vehicles.
-
Online Quotation:
Customers can provide their personal and vehicle information to begin
a car insurance quotation online.
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Policy Assistance:
Support is available for quotations, documents, policy enquiries and
renewals.
-
Motor Claims Assistance:
Policyholders can use the available motor-claims support channels,
subject to policy and claim requirements.
Frequently Asked Questions:
Ans: Yes. A vehicle must have valid motor insurance before it can be registered and legally used on UAE roads.
Ans: The main options are comprehensive car insurance and third-party liability insurance.
Ans: No. Third-party liability insurance does not usually cover damage to the insured vehicle.
Ans: It may cover accidental vehicle damage, third-party liability, theft, fire and other insured risks, subject to the policy terms.
Ans: Common documents include an Emirates ID, valid UAE driving licence, vehicle registration card and previous insurance details if available.
Ans: Yes. Customers can enter their personal and vehicle information through Al Buhaira Insurance’s online motor quotation service.
