Liability

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Third Party Liability

This insurance will indemnify against all sums which the insured shall become legally liable as an occupier of the premises due to accidents causing damage and/or bodily injury (Fatal or Non-Fatal) to Third Parties arising out of their Business.

Product Liability

It provides indemnity for claims made against the insured by the third party arising out products manufactured/ sold by the insured.

Director’s and Officer’s Liability

Directors and Officers Liability Insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. This policy pays for what is often stated as “any actual or alleged act or omission, error, misstatement, misleading statement, neglect or breach of duty by an insured person in the discharge of his/her duties|”. In effect, the policies function as “management errors and omissions liability insurance”, covering claims resulting from managerial decisions that have adverse financial consequences.

Employees Liability

This policy offers protection to employers for their legal liability (under UAE law) for damages and claimant’s costs and expenses of lawsuits filed by an employee.

Medical Malpractice

With this policy, medical professionals and healthcare centers are protected against legal liability for the death or bodily injury or mental injury of patients due to negligence, error and omission in rendering their professional services. It also covers litigation expenses.

Professional Indemnity (Lawyers/ Solicitors)

The Insured may become legally liable to pay arising from any claim being first made in writing against them for breach of duty by reason of any negligent act, errors or omission committed or alleged to have been committed.

Professional Indemnity

The Insured may become legally liable to pay arising from any claim being first made in writing against them for breach of duty by reason of any negligent act, erros or omission committed or alleged to have been committed.

Liability insurance is one of the most crucial insurance which needs to be taken by every business entity. As the owner of your company, you can be faced with ongoing medical and legal costs if an employee is injured at work or in case of any third party bodily injury or property damage. Our insurance will protect your business under these circumstances, preventing any strain on your resources.

Worker’s compensation

This policy covers any occupational sickness or accidents arising during the course of employment, including medical expenses and loss of wages for either bodily injury or the death of an employee. Employer’s liability pays additional compensation over and above the workers compensation benefits upon a court judgment of negligence on the part of the employer.

Public Liability

This policy protects business owners against their legal liability caused by their negligence of their employees in the course of their work, or by defect in the premises, works, machinery and plant. This policy protects against payments as the result of bodily injury, property damage, medical expenses, the cost of defending lawsuits.