Motor Insurance in the UAE
Motor insurance provides financial protection against insured risks
involving your vehicle and third parties. Vehicle owners in the UAE
are required to maintain valid motor insurance for their vehicles.
Al Buhaira offers comprehensive and third-party motor insurance options
for eligible vehicles, together with additional benefits depending on
the selected policy.
Types of Motor Insurance
Comprehensive Motor Insurance
Comprehensive motor insurance may provide coverage for eligible damage
to your own vehicle together with third-party liability, theft, fire
and other insured risks, subject to the policy terms and exclusions.
Learn more about
Comprehensive Car Insurance
.
Third-Party Motor Insurance
Third-party liability insurance mainly provides protection against
eligible legal liability for injury or property damage caused to
third parties. It generally does not cover accidental damage to your
own vehicle.
Learn more about
Third-Party Car Insurance
.
Standard Motor Insurance Benefits
Depending on the selected policy, additional benefits may include:
Personal Accident Benefit for eligible private vehicles
Gold Motor Insurance Benefits
Gold policy benefits may include:
Personal Accident Benefit
Third Party Property Damage
Natural Disaster, Storm and Flood
Strike, Riot and Civil Commotion
Emergency Medical Expenses
Windscreen Damage without Excess
Benefits remain subject to the selected policy, eligibility,
applicable limits, exclusions and policy conditions.
Motor Insurance Policy Documents
What Can Motor Insurance Cover?
Depending on the selected policy, motor insurance may provide
protection for:
Eligible accidental damage to the insured vehicle
Theft or fire where covered
Personal accident benefits where included
Roadside assistance where included
Additional optional benefits depending on the policy
Documents Required for Motor Insurance
Commonly requested documents and information may include:
Emirates ID or applicable identification documents
Valid UAE driving licence
Vehicle registration card
Previous insurance information where available
Vehicle make, model and year
Vehicle chassis number and other required vehicle details
Get Motor Insurance Online
Al Buhaira's online motor insurance journey allows eligible customers
to provide their driver and vehicle information, review available
coverage and obtain a quotation online.
Get a Motor Insurance Quote Online
How to Claim Car Insurance in the UAE
If your vehicle is involved in an accident, report the incident to
the relevant authority and obtain the required accident report before
submitting your motor insurance claim.
-
Report the accident:
Obtain the official accident report from the relevant authority.
-
Submit your motor claim:
Provide the required accident, driver and vehicle information to
Al Buhaira.
-
Provide supporting documents:
These may include the accident report, driving licence, vehicle
registration and insurance information.
-
Follow the claims instructions:
Follow the assessment or repair instructions provided by the
Al Buhaira Motor Claims team.
To submit or follow up on a claim, visit our
Motor Insurance Claims
page.
Why Choose Al Buhaira Motor Insurance?
Comprehensive and third-party coverage options
Online motor insurance quotation
Optional additional benefits
Policy and renewal assistance
Digital insurance services
Frequently Asked Questions
Ans: Vehicle owners in the UAE are required to maintain valid motor insurance. At minimum, the applicable third-party liability insurance requirements must be met for vehicle registration and use.
Ans: Comprehensive insurance may provide eligible protection for damage to your own vehicle together with third-party liability. Third-party insurance mainly provides liability protection for injury or property damage caused to others.
Ans: Common requirements may include Emirates ID, a valid UAE driving licence, vehicle registration details, previous insurance information where available and vehicle details such as make, model, year and chassis number.
Ans: Yes. Eligible customers can provide their driver and vehicle information through Al Buhaira's online motor insurance quotation journey and review the available coverage and premium.
Ans: Depending on the selected policy, benefits may include roadside assistance, personal accident cover, natural disaster cover, windscreen protection, personal belongings, emergency medical expenses, replacement of locks, car replacement and geographical extension.
Ans: Consider your vehicle, required coverage, premium, policy excess, repair arrangement, optional benefits, exclusions and claims requirements before selecting a motor insurance option.
Ans: Report the accident to the relevant authority, obtain the required accident report and submit the necessary driver, vehicle and insurance information through Al Buhaira's motor claims process.
Ans: Documents may include the official accident report, driving licence, vehicle registration card and applicable insurance information. Additional documents may be requested depending on the circumstances of the claim.
