Car Insurance UAE

The United Arab Emirates (UAE) is a federation of seven emirates located in the Middle East. It is a rapidly growing country that has become a major global hub for trade, tourism, and finance. With the rise in the number of cars on the roads, car insurance has become a necessity in the UAE.

There are several types of car insurance available in the UAE, including:

  1. Third-party liability insurance: This type of insurance is mandatory in the UAE and covers the policyholder against any legal liability for damage to third-party property or injury to third-party individuals.
  2. Comprehensive insurance: This type of insurance covers damage to the policyholder's own vehicle in addition to third-party liability coverage. It can also cover theft, fire, and other non-collision incidents.

It is important to choose the right type of insurance based on your needs and budget.

When it comes to buying car insurance in the UAE, it is important to have a reliable and trusted insurance provider. Al Buhaira National Insurance Company (ABNIC) is a leading insurance provider in the UAE with a strong reputation for quality service and customer satisfaction. There are several reasons to consider buying car insurance from ABNIC:

  1. Competitive prices: ABNIC offers affordable prices for their car insurance policies, making it accessible for a wider range of customers.
  2. Comprehensive coverage: ABNIC's car insurance policies provide comprehensive coverage that includes both third-party liability and damage to the policyholder's own vehicle.
  3. Fast and easy claims process: ABNIC has a user-friendly web app that allows policyholders to submit their claims easily and quickly, reducing the hassle and stress associated with filing claims.
  4. Excellent customer service: ABNIC has a dedicated team of customer service representatives who are available to assist policyholders with any questions or concerns they may have.
Frequently asked questions
What is car insurance in the UAE?

Car insurance in the UAE is a policy that provides financial protection to vehicle owners in case of accidents, theft, or damage to their cars. It can cover the cost of repairs, third-party liability, and other related expenses.

What are the types of car insurance available in the UAE?

The main types of car insurance in the UAE are third-party liability insurance and comprehensive insurance. Third-party liability insurance covers damages to third-party property or injury to third-party individuals, while comprehensive insurance covers damages to the insured vehicle as well as third-party liability.

What documents are required to purchase car insurance in the UAE?

To purchase car insurance in the UAE, you need to provide your Emirates ID, vehicle registration card, driving license, and sometimes a No Claims Certificate from your previous insurer.

Can I customize my car insurance policy?

Yes, most insurance companies in the UAE offer additional options to customize your policy according to your needs. This can include options such as roadside assistance, agency repair, personal accident cover, and more.

How can I file a claim for my car insurance?

You can file a claim for your car insurance by contacting your insurance provider and providing them with the necessary information, such as your policy number, date and time of the accident, location, and a description of the incident.

Why should I choose Al Buhaira Insurance for my car insurance needs in the UAE?

Al Buhaira Insurance has been providing reliable insurance solutions in the UAE for over 40 years. They offer a wide range of insurance products, including car insurance, with options for customizing your policy according to your needs. Additionally, they have a user-friendly online portal for easy policy management and claims filing.

Can I transfer my existing car insurance policy to a new vehicle?

Yes, most insurance providers in the UAE allow you to transfer your existing car insurance policy to a new vehicle. You will need to provide the details of the new vehicle to your insurance provider, and they will adjust your premium accordingly.

What is the difference between agency repair and non-agency repair in car insurance?

Agency repair refers to getting your car repaired at the authorized dealership of your car brand. Non-agency repair refers to getting your car repaired at a garage or workshop that is not affiliated with your car brand. Most car insurance policies offer agency repair as an optional benefit, which means you will need to pay a higher premium to avail this benefit.

What is no-claims discount (NCD) in car insurance?

No-claims discount (NCD) is a discount offered by insurance providers to policyholders who do not make any claims during their policy term. The discount is usually a percentage of the premium and can range from 10% to 50% depending on the number of claim-free years. The longer you go without making a claim, the higher your NCD will be.

What happens if I make a claim on my car insurance policy?

If you make a claim on your car insurance policy, your insurance provider will assess the damage to your car and determine the cost of repairs. Depending on your policy coverage, your insurance provider may cover all or a portion of the repair costs. You will need to pay the deductible amount as per your policy terms and conditions.

Can I add additional drivers to my car insurance policy?

Yes, you can add additional drivers to your car insurance policy, but it will affect your premium. The premium may increase or decrease depending on the age, driving experience, and accident history of the additional driver. It is important to provide accurate information about the additional driver to your insurance provider to ensure that your policy is valid.

What is the minimum car insurance coverage required in the UAE?

The minimum car insurance coverage required by law in the UAE is third-party liability insurance. This covers you for any damage you may cause to another person's vehicle or property in an accident. However, it does not cover any damage to your own vehicle.

How can I renew my car insurance policy in the UAE?

You can renew your car insurance policy in the UAE by contacting your insurance provider or through their website or mobile app. It is recommended to renew your policy before the expiry date to avoid any lapse in coverage. You will need to provide the details of your car and your previous policy to renew your car insurance policy.

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