Truck insurance is specialized commercial vehicle insurance created to protect commercial vehicles from any losses or damages brought on by accidents, fire, weather-related catastrophes, theft, and third-party liabilities.

It safeguards trucks that work for a company and perform commercial tasks for them, such as hauling automobiles, providing pick-up and drop-off services, and transporting commodities.

Why Do Trucks Need Insurance?

When an unforeseeable event results in the loss or damage of the truck during the delivery of products, truck insurance protects the policyholder financially. It is a contract between the insurance provider and the policyholder.

Why You Should Buy Truck Insurance

To be ready for any unexpected crises concerning the insured truck, purchasing a truck insurance coverage is crucial.Here are a few justifications for why getting commercial vehicle insurance is essential:

According to Indian Motor Law, it is a requirement that all trucks operating on Indian roads possess a current Liability-Only coverage.

What Does Truck Insurance Cover?

The following situations are covered by a commercial truck insurance policy for the insured truck:

What Does a Commercial Truck Insurance Not Cover?

Truck Insurance Covered Vehicle Types

All commercially operated trucks are covered by a truck insurance coverage.Commercial trucks can be broadly classified into four types:

Different types of Truck Insurance

Commercial truck insurance providers offer two different types of plans depending on the degree of coverage:

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