We underwrite a broad range of personal and commercial insurance, including seven products under its personal lines and over 30 products under the commercial lines:

PERSONAL LINES:

• Motor Insurance
• Family Medical Insurance
• Home Insurance
• Travel Insurance
• Individual Life Insurance
• Jet Ski Insurance
• Yacht Insurance

COMMERCIAL LINES:

• Group Medical Insurance
• Group Life Insurance
• Motor Fleet Insurance
• Aviation Insurance
• Marine Cargo Insurance:
• Goods in Transit
• Marine Open Cover
• Hauliers Liability
• Marine Hull Insurance:
• Ship Repair Legal Liability
• Builder Risks

PROPERTY:

• Property all Risks Insurance
• Hotel Comprehensive Insurance
• Fire and Allied Perils
• Strata Insurance
• Burglary

LIABILITY LINES:

• Product Liability
• Directors’ and Officers’ Liability
• Public Liability
• Employees Liability
• Workmen’s Compensation
• Medical Malpractice
• Professional Indemnity for Architects, Lawyers, Accountants, etc.

ENGINEERING LINES:

• Contractor’s All Risks
• Erection All Risks
• Contractor’s Plant & Machinery
• Machinery Breakdown
• Electronic Equipment
• Boiler and Pressure Plant

MISCELLANEOUS:

• Deterioration of Stock
• Banker’s Blanket
• Fidelity Guarantee
• Money Insurance
• Personal Accident
• Jeweller’s Block

We regularly revise and update our product offerings based on market trends and customer needs. ABNIC has been awarded the Participating Insurer (PI) Status by the Dubai Health Authority (DHA), allowing it to offer the Essential Benefits Plan which provides insurance solutions to residents earning AED 4,000 per month or less, thus widening our potential customer base significantly. Only companies that meet strict selection criteria are awarded with the PI Status.